Types of Financial Offers for Arbitrageurs - Overview

Working with financial offers is one of the most popular areas for arbitrageurs.This industry is highly profitable, rapidly developing, and offers the opportunity to make money in various sub-niches, each quite different from the others. In this article, we will explain what financial offers are, their different types, and how to work with them effectively using the best proxies available on the market.

Why Is It Profitable To Work With Financial Offers?

Finance is one of the most profitable and stable areas of traffic arbitrage. The financial industry can be divided into three major directions:

• People have money and want to invest it. If a person does not need to impose anything on someone, and he is willing to spend his money, it is always good for the arbitrageur, because it is important to offer an interesting and quality product or service.
• People have no money and want to borrow. This situation is a strong motivating factor. Loans, credit cards, microloans and other similar offers are in play.
• The audience is interested in learning. Their interests may include investing in stocks, trading cryptocurrencies, and similar activities.

The mere fact that the user's interest is directly related to money makes the financial niche in demand and attractive to arbitrageurs.

Microloans

One of the most popular trends in finance is microloans. Most often, small loans, or payday loans, are taken by people with low financial literacy who make impulsive purchases. The interest rates on such loans are usually very high and can reach hundreds of percent per annum. However, since the repayment period is very short (e.g. a few weeks or months), the actual overpayment is not so noticeable.

For example, if a person really wants to buy a new iPhone, but does not have $300, they might apply for a payday loan. Or a person has been invited to a birthday party and has nothing to buy a present for - they also have to take out a microloan.

Arbitrageurs are offered two different models of cooperation in the field of microloans:

• Paying for attracting those who apply for a loan. This is mainly offered by lead generators or brokers. This cooperation option can be called preferable for arbitrageurs, because although the amount of payments is lower, in the end you can earn more.
• Payment for originating the loan itself. Such deals are offered directly by microfinance organizations.

What is the best way to promote such offers? The standard way is to create a webpage with a list of several offers and buy advertising for it through various sources. Many arbitrageurs promote several or even dozens of offers at the same time, giving the audience the impression that they have a choice. In general, this is not prohibited, because a person who applies to as many microfinance organizations as possible is more likely to get a loan.

The advantage of such loans for the public is the possibility of receiving the funds immediately on the card, without the need to visit a physical office.

Credit Cards

Credit card usage statistics show that credit card sales are increasing every year and the number of credit cards per person is growing. Nowadays it is quite usual to have not 1-2, but 5-6 and even more credit cards. Different banks offer different conditions, so active users of banking services are well aware: one card allows you to buy food at a discount, another one - to save on travel, yet another one - to pay for cinema and other entertainment.

Therefore, the logic of buyers ‘I already have a credit card, I don't need another one’ does not work.

One of the great advantages of credit cards is that their target group is universal. That is, credit cards can be offered to students, mothers with many children and successful entrepreneurs.

To promote credit cards, you can use the same logic as when working with microfinance providers, which is to create a product showcase and add 10 or more offers. This leads to the fact that the final conversion rate can be 15% or more.

One of the peculiarities of working with credit cards is that advertisers spend a lot of time checking credit history, even in this sub-niche, the percentage of rejections is quite high.

Cryptocurrencies

Cryptocurrencies are likely to be the most popular financial trend in 2024. People want to trade, learn and invest. To be successful, the most important thing is to decide on the sub-niche and understand the needs of the target audience.

The easiest way to start is with affiliate programs offered by cryptocurrency exchanges. This is a universal offer that can be promoted in almost any legal way, targeting any interested audience. One of the advantages is that you can avoid intermediaries, as exchanges offer a simple and straightforward way to get an affiliate link and promote new customers in every possible way through social networks, messengers and other advertising.

Especially in the cryptocurrency niche, it is worth highlighting training. Many bloggers and well-known experts offer their courses for those who want to learn trading, investing and other interaction with cryptocurrencies. Affiliate discounts in this case can reach 50% and more!

Wealth Management

It may seem that wealth management is a service only those who have a lot of money and don't know what to do with it need, but this is not the case. We are not taught financial literacy in school, so many people don't even realize that they can become successful investors on an average salary. Robert Kiyosaki and other financial gurus have told us about this through their best-selling books. 

There are many companies today that offer to buy stocks, bonds, and other financial assets through convenient mobile apps. 

Such advertisers can offer very good rewards for referring a single affiliate because they make a lot of money on commissions.

Lead Generation

One of the less obvious but highly profitable offers is lead generation. The point is for arbitrageurs to drive traffic to special forms. That's it! Advertisers pay exactly for leads, not for a targeted action.

Subsequently, users who have filled out the form receive offers via email, SMS or other means. 

The conversion rate of such offers is quite high because users are usually calm enough to fill out the forms knowing that they will not be offered to pay for anything in the next step. However, advertisers should check traffic seriously enough, because arbitrageurs are tempted to attract motivated traffic, for example, by ordering a large number of transitions on a freelance exchange. Of course, such traffic will not convert. This explains why lead generators set a rather high hold.

Conclusion

Working in the financial niche is profitable, promising and understandable. There are many opportunities for arbitrageurs, and the target audience is willing to part with their money.

However, there is an important nuance. Since advertisers monitor the quality of traffic, Google Ads, social networks and other platforms where you can buy traffic are not very happy with all kinds of intermediaries, it is always crucial to use a proxy. This will help you hide your real IP address, spoof your device data and not be afraid of any bans or penalties. Besides, such actions will allow you to use many different accounts from one physical device.

KeyProxy provides the best mobile proxies on the market. Instant delivery, stable uptime, automated 24/7 management and high speed - this allows you to work efficiently and focus on actions that actually get results.